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 Assets and debts and other accumulated wealth mydepression-help.com be considered to understand one's mental health because they influence quality of life over time. Researchers acknowledge limitations of previous studies of mental health that did not take into account net worth . Previous research has focused mostly on Socioeconomic Status (SES) as a measure which influences the state of mind , rather than considering net worth. Net worth (Wealth) and debt have been increasing in significance. This means that people who are feeling worried and stressed about their future can feel depressed and uncertain. In particular, given that the effects of debt can cause negative effects over time  that are exacerbated by debt, it limits one's ability to deal with low mental health . They may have difficulty maintaining the social connections they have, which is damaging since social support is crucial for mental health .